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发布时间：2024-04-20 07:33:52 来源：文档文库

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HowtoStartMakingFlexibleEmploymentContributionsfortheFirstTime.
Flexibleemploymentcontributionsallowyoutomakevoluntarycontributionstoyourretirementsavings.Thesecontributionscanbemadefromyourafter-taxincomeoryourpre-taxincome.Ifyoumakepre-taxcontributions,yourcontributionswillbedeductedfromyourpaycheckbeforetaxesaretakenout.Thiscanreduceyourtaxableincomeandsaveyoumoneyontaxes.
Tostartmakingflexibleemploymentcontributions,youwillneedto:
1.Choosearetirementplan.YoucanchoosetocontributetoatraditionalIRA,aRothIRA,ora401(kplan.Eachtypeofplanhasitsownbenefitsanddrawbacks,
soyoushouldcomparethemcarefullybeforemakingadecision.
2.Openanaccountwithafinancialinstitution.Youcanopenanaccountwithabank,abrokeragefirm,oramutualfundcompany.
3.Setupacontributionschedule.Youcanchoosetocontributeaspecificamounteachmonth,oryoucansetupautomaticcontributions.
4.Startmakingcontributions.Youcanstartmakingcontributionsassoonasyouhaveopenedanaccount.
Thereareseveralbenefitstomakingflexibleemploymentcontributions.
Taxsavings.Ifyoumakepre-taxcontributions,yourcontributionswillbedeductedfromyourpaycheckbeforetaxesaretakenout.Thiscanreduceyourtaxableincomeandsaveyoumoneyontaxes.

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